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Quality Income Screen: High ROIC + Growing Dividends

Investment IdeasData as of 2026-03-14
Companies combining high returns on invested capital (ROIC > 15%) with dividend growth rates exceeding 10% annually. Quality compounders with income characteristics.

The intersection of high ROIC and growing dividends is where quality meets income — the sweet spot for long-term total returns.

Stoquity AI Committee
Min ROIC
15%+
Dividend Growth
10%+
Avg Quality Score
90
Stocks
5

1Theme Overview

Quality compounders with growing dividends represent the intersection of growth and income investing. Companies maintaining high ROIC over time typically have durable competitive advantages — strong brands, network effects, or switching costs — that sustain above-average returns.

2Why Now?

In uncertain markets, quality compounders provide ballast. Historical data shows high-ROIC, dividend-growth stocks outperform across full market cycles with significantly lower drawdowns than growth-only strategies.

3Screening Methodology

Screen for companies with ROIC > 15% and dividend growth CAGR > 10% over 5 years. Prioritize sustainable competitive advantages and pricing power.

Filter Criteria
ROIC > 15%, 5-year dividend CAGR > 10%, payout ratio < 60%, FCF yield > 2%, Stoquity composite > 84.

Factors used: QualityProfitabilityDividend GrowthReturn on EquityCash Flow

4Top Picks (5 Stocks)

V — Visa Inc.
Financials Score: 94
Market Cap: $600B
Quality
98
Profitability
96
Dividend Growth
87

Thesis: ROIC above 30%. 16 consecutive years of dividend increases with 15%+ CAGR. Payment volume growing as cash-to-digital transition continues globally. Asset-light model generates 50%+ operating margins.

Risks: Regulatory risk on interchange fees; fintech disruption (real-time payments); antitrust scrutiny.

MA — Mastercard
Financials Score: 93
Market Cap: $470B
Quality
97
Profitability
95
Dividend Growth
88

Thesis: ROIC above 40%. Dividend growing 15%+ annually. Cross-border volumes (highest-margin segment) accelerating with travel recovery. Value-added services growing 20%+.

Risks: Same regulatory risks as Visa; international exposure creates currency headwinds; RTP adoption could bypass card networks.

COST — Costco Wholesale
Consumer Staples Score: 88
Market Cap: $400B
Quality
94
Revenue Growth
85
Dividend Growth
83

Thesis: ROIC above 20%. Membership model with 93% renewal rates. Consistent dividend growth plus special dividends. Traffic and ticket trends consistently positive.

Risks: Premium valuation at 50x+ P/E; warehouse expansion slowing; Amazon competition in bulk goods.

HD — Home Depot
Consumer Discretionary Score: 85
Market Cap: $380B
Quality
91
Dividend Growth
86
Cash Flow
88

Thesis: ROIC above 35%. 14 consecutive years of dividend increases. Pro customer segment provides stability. Aging housing stock drives repair and remodel demand.

Risks: Housing market sensitivity; DIY segment under pressure; SRS Distribution acquisition integration.

SPGI — S&P Global
Financials Score: 87
Market Cap: $155B
Quality
95
Profitability
91
Dividend Growth
84

Thesis: ROIC above 25%. Monopoly positions in credit ratings and market indices. IHS Markit merger creates data and analytics powerhouse. 50+ years of dividend growth.

Risks: Debt issuance cyclicality affects ratings revenue; regulatory risk on index fund methodology; high valuation multiple.

View compact comparison table
SymbolNameSectorScoreMarket Cap
VVisa Inc.Financials94$600B
MAMastercardFinancials93$470B
COSTCostco WholesaleConsumer Staples88$400B
HDHome DepotConsumer Discretionary85$380B
SPGIS&P GlobalFinancials87$155B

5Theme Risks

Quality compounders rarely trade cheap. Investors pay a premium for these characteristics, which means returns can disappoint if growth deceleration causes multiple compression. Be cautious of companies where ROIC is declining from historical levels.

💡 Did You Know?

Companies in the top quartile of return on invested capital (ROIC) generate 3x more total shareholder return than the bottom quartile over 10-year periods.

This content is for informational and educational purposes only. It is not a recommendation to buy, sell, or hold any security. Stoquity is not a registered investment advisor. Past performance does not guarantee future results. All investment involves risk, including loss of principal. Stock scores, factor breakdowns, and performance data are generated by Stoquity's AI-powered scoring model and should not be the sole basis for investment decisions. Always conduct your own research and consider consulting a licensed financial professional.

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