Autonomous AI — live portfolios — zero hindsight editing

AI that doesn’t just pick stocks.
It builds the portfolio, runs it daily,
and shows you everything.

Stoquity is autonomous AI portfolio management you can watch think. Three AI models construct thematic portfolios from scratch — writing the thesis, setting risk limits, scoring stocks, executing trades, and rebalancing — all in real time, all published with full reasoning.

No black boxes. No after-the-fact editing. Every gain and every loss, the moment it happens. Learn from them. Borrow ideas. Mirror the trades in your own brokerage. The books are always open.

10+
Live Portfolios
$100K
Each, tracked daily
3 LLMs
Debate every trade
$0
To see everything
cloud-warriors.log — live engine output
[09:31:02] ENGINE Full cycle started — Cloud Warriors
[09:31:03] SCORING MSFT composite: 78.4 — Quality 92, Growth 71, Momentum 68
[09:31:04] DRIFT SNOW weight 16.2% exceeds charter max 15% — trimming
[09:31:05] SELL TRIM 8 shares SNOW @ $178.44 ($1,427)
    Rationale: Position drift above charter limit by 1.2pp.
[09:31:06] BUY 12 shares DDOG @ $132.50 ($1,590)
    Rationale: Scored 76.8 composite. Revenue +27% YoY. NRR 130%+.
[09:31:07] NAV $108,472 (+8.47% YTD) | Daily: +0.34%
[09:31:08] ENGINE Cycle complete. 2 trades. 247ms

This is real engine output — published to every follower, every day. No editing. No cherry-picking.

🤖
AI builds it from scratch
Thesis, charter, holdings, risk limits — all AI-constructed
📈
AI runs it every day
Scores stocks, rebalances, executes trades autonomously
💬
AI explains every move
Written rationale linked to the portfolio charter
🔒
You see everything — including losses
Immutable log. No edits. No cherry-picking. Ever.

Fully autonomous.
Fully visible.

Each Stoquity portfolio is constructed and managed entirely by AI — from writing the investment thesis to executing daily trades. The difference? You see the entire process: the charter, the factor scores, the reasoning, and the results — gains and losses alike. Nothing is hidden. Nothing is edited after the fact.

📜
AI-Written Charter & IPS
The AI constructs the investment thesis, risk parameters, factor weights, sector constraints, and position limits. You read the governing document before you follow — and hold the AI accountable to its own rules.
Autonomous Daily Management
Every market day, the engine scores the universe, checks portfolio drift, executes rebalances, and logs every trade — autonomously. No human edits. No manual overrides. The AI runs the portfolio end to end.
📉
Wins and Losses, Published Instantly
Position down 15%? You see -15%. Bad month? It's in the daily NAV chart. Most services bury bad calls. We publish them the moment they happen — because that's the only way to earn trust.
🔬
Institutional-Grade Analytics
Sharpe, Sortino, Alpha, Beta, VaR, Treynor, Max Drawdown, Information Ratio — updated daily, benchmarked against the S&P 500. The same reporting a pension fund board receives, available to everyone.
What a typical fund tells you

📊 "The fund returned 8.2% this quarter."

No trade log. No reasoning. No losses itemized. No way to know what they bought, when, or why. You pay 1% AUM and hope for the best.

What Stoquity’s AI publishes

BUY 12 shares DDOG @ $132.50 ($1,590)

Charter: Cloud Warriors · Weight: 4.2% · Score: 76.8/100

Rationale: Scored 76.8 composite with 95/100 charter alignment. Revenue +27% YoY. Net retention 130%+. Adds observability exposure, complementing CRM/NOW without exceeding sector cap.

Committee: Analyst 87% · Risk Officer 71% (flagged correlation) · Quant 82%

Three Ways to Use Stoquity

Learn. Generate ideas.
Replicate.

Stoquity isn't a robo-advisor. It's a living library of AI-managed portfolios you can study, question, and mirror — on your own terms.

1
🎓
Learn from every trade
Each portfolio is a masterclass in thematic investing. Read the thesis. Study why the AI bought NVDA and sold JNJ. See how factor scores shift over time. Understand risk metrics that most platforms hide behind paywalls.
"I learned more about portfolio construction in two weeks on Stoquity than a year of finance YouTube."
2
💡
Generate investment ideas
See what AI thinks about GLP-1 stocks, the cloud sector, or dividend aristocrats. Ask the Investment Committee why they're bullish on a specific name. Stress-test ideas against three different AI perspectives before risking a dollar.
"The AI Committee disagreed on PLTR — the Analyst loved it, the Risk Officer flagged concentration risk. That debate made me better."
3
🔁
Mirror in your own account
Follow a portfolio, receive every trade signal in real time, and mirror the trades in your own Schwab, Fidelity, or Interactive Brokers account. You control your money. We provide the strategy — completely transparent, completely auditable.
$29/mo flat. No AUM fee. No percentage of your assets. And unlike a fund, you can read every line of reasoning before you act.
The AI Investment Committee

Not one model.
Three minds that disagree.

Most AI tools give you one answer. Stoquity's portfolios are governed by a committee of three independent LLMs that analyze the same data, challenge each other, and produce a consensus — or flag when they can't agree. The full deliberation is published. You read the argument, not just the conclusion.

META LLAMA 3.3 70B
The Analyst
Deep Financial Reasoning
Thinks in DCF models, competitive moats, and earnings quality. Asks: "Is this business worth owning for the next decade?"
"MSFT scores 78.4 composite. Quality at 92 driven by 36% operating margin and dominant Azure positioning. Valuation stretched at 35x P/E but justified by durable growth."
MISTRAL 7B INSTRUCT
The Risk Officer
Contrarian & Risk-First
Hunts for what could go wrong: concentration risk, correlation traps, valuation bubbles, regulatory threats. The skeptic who protects capital.
"Caution: top 3 holdings = 38% NAV. A 20% sector drawdown would hit the portfolio 7.6% from concentration alone. Recommend 12%+ cash buffer."
GOOGLE GEMMA 7B
The Quant
Data-Driven Factor Analysis
Pure numbers: factor loadings, Sharpe decomposition, alpha attribution, mean reversion signals. Doesn't care about narratives — only data.
"Sharpe 2.14 decomposes: 60% systematic beta, 40% idiosyncratic alpha. Momentum loading +0.32 suggests trend continuation. No mean-reversion flags."

Ask any question about any portfolio or stock — and watch three experts argue about it.

The Honest Comparison

What you get vs.
what you’re used to.

What mattersTraditional Advisor
(1–2% AUM fee)
Robo-Advisor
(0.25–0.5% AUM)
Stoquity Glass Box
($0 – $29/mo flat)
Portfolio constructionHuman, opaque processAlgorithm, no visibility✓ AI-built, full thesis published
See trades as they happen✕ Quarterly statement✕ Hidden rebalances✓ Instant, timestamped, immutable
Written reasoning per trade✕ "Trust me"✕ None provided✓ Full rationale linked to charter
Shows losses transparently✕ Spun in quarterly review✕ Aggregated returns only✓ Daily P&L — every red day visible
Ask questions about holdingsPhone call, maybe✕ FAQ page✓ 3-LLM committee debates in real time
Institutional analyticsAnnual report, if asked✕ Return % only✓ Sharpe, VaR, Alpha, Sortino, Treynor
Cost on $100K portfolio$1,000–$2,000/yr$250–$500/yr$0 free · $299/yr full access
Live Right Now

Real portfolios. Real money.
Updated every market day.

Browse All Portfolios →

Each portfolio starts with $100,000. Every trade is published. Every loss is visible. Click any card to see the full glass box.

☁️
Cloud Warriors
High-conviction SaaS: net revenue retention >110%, Rule of 40, durable recurring revenue.
+22.7%
YTD
1.23
Beta
2.14
Sharpe
🌐
Global Legends
Multi-decade compounders with durable moats and global revenue diversification.
+22.4%
YTD
0.87
Beta
1.98
Sharpe
💰
Dividend Doyens
25+ years of consecutive dividend growth. Aristocrats of income investing.
+11.2%
YTD
0.64
Beta
2.31
Sharpe
🚀
CAGR Catalysts
Hyper-growth: 20%+ revenue CAGR, expanding TAMs, early market leaders.
+44.1%
YTD
1.54
Beta
1.72
Sharpe
🧬
GLP-1 Revolution
The $100B+ weight-loss drug market: Novo, Lilly, and the supply chain.
+28.6%
YTD
1.12
Beta
1.94
Sharpe
+
New Portfolios Weekly
AI Architects, FCF Forerunners, Defense, Biotech, Emerging Markets…
Explore All →
What People Say

Don't take our word for it.

★★★★★

"I've subscribed to three newsletters that charged $200/mo and showed me their winners. Stoquity shows me the losses too. That's how I know it's real."

Retail investorObserver plan, 4 months
★★★★★

"The AI Committee feature is what sold me. Watching three models argue about PLTR — one bullish, one flagging concentration risk, one neutral on the factor scores — was more educational than any analyst report."

Family office analystAnalyst plan, 6 months
★★★★★

"I mirror the Cloud Warriors trades in my Fidelity account. Took 10 minutes to set up. I read the rationale before I execute. It's like having a CFA on retainer for $29."

Software engineerAnalyst plan, 3 months
Under the Hood

How the Neural Alpha Engine works.

Nine steps. Eight to twelve seconds. Every stock scored, every risk measured, every trade debated — then published with full reasoning.

📈
Step 1
Price Refresh
60+ fields per stock from Yahoo Finance
💡
Step 2
Sentiment Pulse
5 layers: earnings, revisions, shorts, insiders, news
⚖️
Step 3
Risk Model
Covariance matrix, VaR, sector caps, drawdown governor
🌎
Step 4
Regime Detection
Risk-On, Risk-Off, Transition, Recovery, Euphoria
🧮
Step 5
Factor Scoring
24 metrics across 6 categories per stock
Step 6
Alpha Decay
Stale scores penalized, expired scores blocked
♻️
Step 7
Rebalancing
Buy, sell, trim — 10 signal types
🧠
Step 8
Committee Review
3 LLMs vote on every trade independently
Step 9
Execute & NAV
Trades placed, NAV recalculated, audit logged

24 factors. Not feelings.

Every stock is scored across 24 quantitative metrics organized into six categories. No subjective ratings. No “strong buy” labels. Each metric is scored on a continuous 0–100 scale using mathematical functions — then ranked against its sector peers so that a tech stock with a P/E of 25 is evaluated differently than a utility with the same number.

Valuation
Earnings yield, FCF yield, PEG ratio, EV/Revenue
Momentum
6 & 12-month return, 52-week position, volume
Quality
ROE, margin stability, leverage, cash earnings
Growth
Revenue & earnings YoY, acceleration, forward estimates
Sentiment
Earnings surprise, analyst revisions, shorts, insiders
Risk
Beta, volatility, max drawdown, correlation

Safety rails that prevent bad trades.

Raw scores aren’t enough. The engine applies five non-linear adjustments that prevent common investing mistakes — buying junk stocks with flashy momentum, or cheap garbage with no quality.

Factor Agreement Bonus
When 5 of 6 categories agree a stock is attractive, the composite gets a 12% boost.
🛡
Quality Floor
Stocks with quality below 30 are capped at a composite of 65 — no junk momentum.
🚀
Momentum Confirmation
If the price isn’t confirming the thesis, an 8% penalty is applied.
Risk Governor
High-risk stocks (beta, volatility, drawdown) get a 15% penalty regardless.
Alpha Decay
Scores lose half their value over each portfolio’s half-life (3–14 days). Stale scores are blocked.
Regime-Adaptive Weights

The engine reads six market indicators — volatility, breadth, correlation, trend, momentum, and mean-reversion — and classifies the environment into one of five regimes. Then it tilts each portfolio’s factor weights accordingly.

RISK_ON   → Tilt momentum +30%, growth +20%
RISK_OFF → Tilt quality +40%, risk +50%
RECOVERY → Tilt valuation +40%, momentum +10%
EUPHORIA → Raise risk weight +50%, valuation +20%
TRANSITION → Balanced, slight defensive lean

Regimes require 2 consecutive cycles to switch. Max adaptation: 70% of charter weights.

Institutional Risk Controls

Every portfolio is protected by a covariance-based risk model that measures how each stock moves relative to every other stock. The same math a pension fund uses.

📈 Covariance matrix: 210 pairwise measurements
📊 VaR 95% & 99%: worst-case daily loss bounds
⚖️  Sector caps: no sector exceeds charter limit
🚨 Drawdown governor: auto-reduces exposure at -8%, -15%, -22%
🛡 Position sizing: risk parity, inverse vol, min variance, or score-weighted

Metrics published: volatility, beta, VaR, CVaR, HHI, diversification ratio.

Sentiment Intelligence

Before the engine scores a stock, it reads the sentiment landscape. Five independent data layers are blended into a single pulse score (0–100) that feeds directly into factor scoring.

🎯 Earnings Surprise
25% weight · beat streaks, magnitude, recency
📈 Analyst Revisions
25% weight · velocity, dispersion, consensus
🔍 Short Interest
15% weight · level, 30d change, squeeze risk
💼 Insider Activity
15% weight · net buying, conviction score
📰 News Proxy 20% weight · Price-volume derived sentiment, catalyst detection
Signal Freshness & Decay

A factor score computed yesterday is more trustworthy than one from last week. The engine applies exponential decay: scores lose half their value over each portfolio’s half-life. Stale signals are blocked from trading.

🟢 FRESH    < 24h — fully actionable
🟡 WARM     1–3d — slight caution
🟠 COOLING  3–7d — reduced confidence
🔴 STALE    7–14d — refresh before trading
⚫ EXPIRED > 14d — blocked from execution

Half-lives range from 72h (biotech) to 336h (blue chips). Each portfolio decays at the rate that matches how fast its sector moves.

Every step is logged. Every score is visible. Open the Glass Box and watch the engine think.

Pricing

Flat pricing.
No AUM fees. No percentage of your assets.

Browse everything free. Full access for less than what most advisors charge on $10K.

Observer
$0 /forever
No credit card required
  • Browse every live portfolio
  • Read every charter & thesis
  • View full daily P&L history
  • Follow up to 3 portfolios
  • Read trade rationales
Institutional
$99 /seat/mo
Billed annually · volume discounts
  • Everything in Analyst
  • API access for data export
  • Request custom portfolio themes
  • White-label reporting
  • Compliance & audit exports
  • Dedicated account manager
  • 99.9% uptime SLA

All plans include: daily portfolio updates · immutable trade logs · published losses · SEC-grade analytics

The AI is already running.
Come watch.

10+ autonomous portfolios. Every trade explained. Every loss published. Full access to the Glass Box — free.

Open the Glass Box →

No credit card. No hidden fees. The Observer plan is free forever.