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Mutual Fund

fund types
Definition
A pooled investment fund managed by a professional that invests in stocks, bonds, or other securities, priced once daily at NAV.

Explanation

Mutual funds hold approximately $27 trillion in US assets. Unlike ETFs, they trade only at end-of-day NAV (net asset value). Open-end funds issue new shares when investors buy and redeem shares when they sell. Key characteristics: professional management, diversification, daily liquidity, and regulatory oversight (Investment Company Act of 1940). The shift from active mutual funds to passive ETFs has been one of the most significant trends in finance — ETF assets have grown from $1 trillion in 2009 to over $12 trillion.

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